HSBC Rejects Ground Breaking Shared Branching Opportunity

The Shared Branching Concept

The Banking Centre

The Case for the Neutral Bank Branch

A Social Banking Foundation (Outline)

Community banking articles and publications by Derek French, Director, CCBS unless otherwise stated.

'Shared Branch Networks Offer Solution to UK Bank Branch Closure'
David Cavell
Building on proven US experience, the creation of a network of neutral stand-alone branches continues to present an operationally viable solution.
Published in Banking Automation Bulletin March 2008.
www.rbrlondon.com/bulletin 

High-street banks can profit by sharing branches.
How the shared branching principle, in larger communities, can save the banks multi-millions and improve sales and service.

Published in Financial Times 17 November 2006 

'Shared Experience'
David Cavell and Claire Oldfield
The business case for outsourcing bank counter services in marginal communities to avoid branch closures and the controversy over the banks’ efforts to date.

Published in Financial World February 2004
Tel: 0207 828 0744

‘Now the Big Four should think again’
Why the banks should seriously engage with shared banking rather than seek excuses to bury the concept.

Published in The Guardian, Jobs and Money section 15 November 2003

'The Problems Remain'
How the banks are wasting the ‘window of opportunity’ before branch closure programmes resume. Full review of present situation and proposals.

Published in Financial Marketing February 2003
Tel: 0207 306 7117/7000

'Not Laughing all the way to the Bank'
Why shared banking would offer a better deal in Houghton Regis experiment.

Published in New Start 9 August 2002
Tel: 0207 401 5459

'Care in the Community : Shared Banking'
Gareth Glyn
An exploration of shared banking activity.

Published in Financial World February 2002

'A Branch Shared - A Problem Halved?'
David Cavell - Banking Consultant
Business case for an outsourced shared branch network.

Published in Financial Services Distribution Newsletter November 2001
www.lafferty.com

'Banking: Is a Competitive Market Enough'
How the market fails vulnerable consumers, communities and small business in the matter of local banking provision.

Published in liberalfuture June 2003.
www.liberalfuture.com

'Banking for All'
The shortcomings of the government's plans for a Post Office Universal Bank

Published in The Stakeholder
May/June 2001

'Community Banks Equal More Choice for SMEs, not Less'
Establishment of community banks would introduce or restore a choice of banking to many communities

Published in Financial World
May 2001

'A Windfall Tax is Not the Answer'
The case for a Social Banking Foundation
Funded by a levy on banking licences to support social banking initiatives

Published in New Statesman
Financial Supplement
26 March 2001
www.newstatesman.co.uk

'Community Banking: Validation Study'
Professor Barry Howcroft Loughborough
University Banking Centre

Published by Federation of Small Businesses
March 2001
www.fsb.org.uk
Tel: 020 7592 8100

'The Case for Community Banking'
The causes and effects of bank branch closures and a flexible solution

Published by New Economics Foundation
October 2000
Central Books £4.50
Tel: 0208 986 4854

'All Together Now'
The time has come for shared community Banking.

Published in Financial World
October 2000

'Closing Banks - The Community Solution'
Community banks the answer to branch closures

Published in Consumer Sciences Today
Autumn 2000

'What Cost Our Communities'
Campaign objectives and a look at solutions for bankless communities.

Published in: Financial World Financial Exclusion Special (September 1999)

'Close Ranks on Banks'
The 'knock-on' effect on local retailers of bank branch closures.

Published in: Retail Newsagent (6 March 1999) Tel: 0171 689 0600

'Time for the Banks to Say YES'
Bank branch closures from a community sustainability angle.

Published in: New Start (5 March 1999) Tel: 0171 739 7282

'A Loss That's Much More than Financial'
Impact on communities of bank branch closure from a consumer viewpoint.

Published in: Consumer Congress 'Agenda' (September 1998) Tel: 0171 881 3006

'Making a Coup Out of a Crisis'
Comprehensive review of bank branch closure problems and opportunities for banks.

Published in : Financial Marketing (July/August 1998)